Home Health Care Insurance

• Limits to $1M each occurrence/$3M aggregate
• Abuse and molestation coverage available
• Employees, volunteers, and insureds
  

Property

• Blanket limits available
• Special causes of loss coverage
• Agreed amount available
• Equipment breakdown coverage available
  

Umbrella/Excess Liability

• Large excess limits available
  

Automobile

• Owned/non-owned/hired auto
• Employees, volunteers, and insureds coverage
• Hired car physical damage
• Rental reimbursement for private passenger vehicles
  

Crime and Fidelity

• Employee theft/forgery
• Money and securities
• Theft, disappearance, and destruction of client property
  

Directors and Officers Liability

• Defense costs in addition to the limit of liability
• Most favorable venue wording for punitive, multiple, or exemplary damages
  

• Occurrence or claims-made forms available
• Provides vicarious coverage for sub-contracted physicians, dentists, and optometrists
• Contingent, vicarious liability for employed and volunteer physicians
• Primary professional liability for employed and volunteer physicians and dentists while in the course of employment is available